The Most Useful Accounts during the lockdown

The Coronavirus put us in a very difficult situation. It make our life like hell because during the lockdown we are like prisoners. During this difficult time we cannot do a normal things such as buying goods, paying bills, depositing money, travelling, and etc.

These 3 digital platform and debit cards are the most useful for me during the lockdown.

 1.) BPI Atm Saving Account - I used it during the lockdown depositing money thru their Deposit Machine and I also used it to transfer money for digital bill payment. My bpi atm account is really very useful during this difficult situation.

 2.) UNION BANK Atm Account - Just like my Bpi Account my union bank account is also very useful during this difficult time because I also used it depositing money and transfering cash for bill payment.

 3.) GCASH - This platform is the most useful for me during the lockdown for bill payment even the bill payment was extended.

Digital Saving Account

Which bank is the best to open a digital saving account?

Honestly I don't know if which is the best because I only have 2 digital saving account one is my old bpi atm saving account and the other one is The Union Bank of the Philippines Personal saving account.

*What is a digital saving account?

- As far as I know digital saving account is different from online banking. Yes, I am 100% sure because thru digital saving account you can buy anything including cellphone load, do a fund transfer, and pay Bills unlike online banking in which you can do the basic ( check your balance ). Honestly I don't know if digital banking is safe but I love using it for some purpose.

 If I Rank my 2 digital account MY Union Bank Personal Saving Account is #1 and My Bpi Atm Saving Account is #2.

1.) Union Bank Personal Saving Account - I like union bank because I just opened my account using the union bank app. It take me less than 10 minutes and I'm done. I recieved my atm card in just 4 working days.I love my union bank account even it has an annual fee of P350 because you can do anything using your account ( save and do a fund transfer ). The fund transfer is really the one I like of union bank because Pesonet is free and the instapay is cheaper compare to the other bank.

2.) BPI atm Account - this is my oldest saving account and I never closed it. I am very happy that bpi do an upgrade to their ancient account and transform it into digital saving . I think I will never close this account and wait for the future upgrade .

Honestly before I am thinking not to open a digital saving account for safety and I should be satisfied with only one digital saving account ( my bpi saving account ) but month ago I decided to open and try the union bank digital personal saving account because I really need another one for budgeting ( credit card payment and emergency fund ).