The Best Bank to Open an Atm Saving Account

All of the bank are just the same because they all have the same service and product. The requirements of opening an atm saving account are almost just the same.

1.) 2 valid I.D's ( any government I.D ).
2.) 2 picture I.D ( 2x2 or 1x1 )
3.) Initial Deposit ( Depending on the bank minimum Deposit )
4.) TIN Number ( some bank required SSS Number )
5.) Proof of Billing ( Billing Address)- Utility Bill


If  you will ask me if which bank is the best to open an ATM saving account . The list below is just base on my experience opening an atm saving account.

1.) Security Bank - I like the process of opening an atm saving on Security Bank very simple because I just submitted a 2 valid i.D's, 2 picture I.d ( 1x1) and I'm done. I just deposited a minimum amount which is P 5,000 . Honestly I don't know now if they are requiring the TIN number and the SSS number . I really like the Security Bank Easy Saving Account even though the Maintaining Balance is P 5,000 and the Balance Requirement to Earn Interest is P 100,000 because you can use your atm account to open an eSecure account which has the highest interest rate compare to any atm saving account.

2.) BPI - The requirements is just the same to the other bank and I don't have problem opening an account to BPI. I really like the BPI atm saving account because you can use it funding your GCash without using the GCash Apps. Checking your BPI Atm account balance is also very simple without using the apps and the atm machine you just need to Dial *119# ( GLOBE and TM ).

3.) Metrobank - The requirements is also the same to the other bank and I don't have problem opening an account to Metrobank. I can say it just fine but there is always a problem on their deposit machine because it is always not working.

4.) Land Bank - The requirements is just the same to the other bank but it has a low minimum initial deposit which is P500. The problem with Land Bank is there are too many people always in their bank so it is very difficult to deposit because you need to wait . But I solved my deposit problem on Land Bank I just used my VMONEY ACCOUNT to deposit.


5.) EastWest - The requirements is just the same to the other bank but this is the first time I submitted a Proof of billing, DTI permit, and a photo copy of my other bank statement. The minimum initial deposit is really very low compare to all of the bank here in our country which is P100 .

These are the best debit cards in the Philippines base on my experience.

1.) Vmoney Visa ( CTBC Bank )- the vmoney visa by CTBC I think is one of the best card I ever have. The reason for this even in the province I still use it to shop online, pay things online, and it can be use to deposit money to most bank ( your Vmoney Account ) unlike the Gcash which can only use to BPI and RCBC. I love funding it thru M.Lhuillier.

2.) Gcash - I love Gcash because it is very easy to use and it can connect to your BPI account. You can fund it using your BPI account by dialing ( GLOBE and TM  ) *119# ( Bank to Gcash ). It can also use to fund your Paymaya Account or MVP REWARD CARD by dialing (GLOBE and TM ) *143# SEND MONEY to PAYMAYA.

3.) Paymaya - I have an MVP REWARD CARD which is also a paymaya card but you can earned money to your load ( SMART, TNT, and SUN ). You can fund it as I said thru Gcash by Dialing ( GLOBE and TM ) *143# SEND MONEY to PAYMAYA. But I think the most simple way to fund it by using INSTAPAY ( Bank Transfer thru METROBANK online Account (Debit Card ).

4.) BPI DEBIT CARD - I like it even it is not a visa or a master card because you can connect it to your GCASH ACCOUNT which is very useful . Funding your GCASH and Paymaya is really fun using BPI Debit Card.

5.) Security Bank Debit Card - I think still one of my favorite even though you can earn interest if your account is 100k and the maintaining balance is 5k. It is still the best debit card because you can use it to open an eSecure Account which has the highest interest rate compare to any atm bank account.

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